Instant Credit Approval
The streamlined 5-step verification process means you can get approved for credit in 24 Hours—no lengthy paperwork or waiting periods.
0% Interest
StuCred offers instant access to credit with absolutely 0% interest, making it easier for students to manage their finances without worrying about extra costs.
Trusted by 8L+ Students
With a large and growing community of satisfied users across India, StuCred is a name students trust for reliable, hassle-free financial support.
24/7 Loan Access
Whether it's day or night, StuCred is always there when you need it. Access your credit anytime, anywhere, ensuring you’re never stuck without funds.
Why StuCred?
StuCred offers instant, interest-free credit exclusively for college students in India. With no hidden fees and 24/7 access to funds, StuCred is trusted by over 8L+ students from top institutions.
The app ensures safe, secure transactions with bank-grade security, making it the go-to financial solution for students.
No Hidden Fees
Transparent, student-friendly terms. What you see is what you get.
100% Safe & Secure
Your data and transactions are fully protected with bank-grade security.
Available Anytime, Anywhere
Get access to your funds 24/7, no matter where you are.
Trusted by Top Colleges
StuCred is the preferred choice for students from top institutions across India.
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Become a part of our StuCred Community
Join the revolution and become a part of our Student community. Get amazing deals, offers and earning opportunities with Stucred.
Join StuCred's Campus Ambassador Program
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StuCred’s Campus Ambassador program is built for students willing to participate in something bigger. Promote, Refer, Earn, Repeat.
Fast, Easy, Reliable
Financial Flexibility
StuCred provides students with instant access to interest-free credit, allowing them to manage unexpected expenses, pay for textbooks, or cover daily needs without financial strain.
Stress-Free Borrowing
With no interest and no hidden fees, students can borrow with confidence, knowing they’ll only repay what they borrow, making it easier to stay on top of their finances.
Convenient & Accessible
Available 24/7, StuCred ensures students can access funds anytime, anywhere, whether they need money for academic purposes or personal expenses, ensuring they’re never caught off guard.
How To Get The Card For
Digital Payment
1. Download the App & Register
Start by downloading the StuCred app and completing a quick 5-step verification process.
2. Link Your VPA & Bank Account
Once verified, securely link your Virtual Payment Address (VPA) and bank account to the StuCred app.
3. Get Instant Credit in Bank
With your account set up, you’re ready to access your credit anytime, anywhere.
