HOW IT WORKS

1
Get Registered

Get Registered

Create your StuCred profile by filling in basic personal details, college information and completing your KYC.

2
Link Your Bank Account

Link Your VPA

To avail and to repay the loans we use the most feasible VPA method. Just enter your existing VPA (Virtual Payment Address) that is linked to your bank. You are now ready to do transactions!

3
Borrow interest-free loan directly to your bank account

Borrow interest-free loan directly to your bank account

Once you have completed the above two steps, availing a loan can be done 24/7 under a minute's time.

4
Repay your loan anytime within 30 days

Repay your loan anytime within 30 days

Repay your loan at your convenience anytime within 30 days OR extend your loan!.

5
Build your credit score while increasing your credit limit

Build your credit score while increasing your credit limit

Repay the loans on time to increase your credit limit up to Rs. 30,000 with StuCred. Successful transactions with StuCred helps you increase your credit score for a better future as well.