HOW IT WORKS

1
Complete the Registration & Verification Processes on StuCred App

Get Registered

Create your StuCred profile by filling in basic personal details, college information and completing your KYC.

2
Link Your VPA to Avail and Repay Instant Loans on StuCred App

Link Your VPA

To avail and to repay the loans we use the most feasible VPA method. Just enter your existing VPA (Virtual Payment Address) that is linked to your bank. You are now ready to do transactions!

3
Borrow Interest-Free Student Loan from StuCred App

Borrow interest-free loan directly to your bank account

Once you have completed the above two steps, availing a loan can be done 24/7 under a minute's time.

4
Repay Your Instant Loan on StuCred App

Repay your loan anytime within 30 days

Repay your loan at your convenience anytime within 30 days OR extend your loan!.

5
Build Your Credit Score While Increasing Your Loan Credit Limit on StuCred App

Build your credit score while increasing your credit limit

Repay the loans on time to increase your credit limit up to Rs. 30,000 with StuCred. Successful transactions with StuCred helps you increase your credit score for a better future as well.

Click here to check if your College has Stucred